Please read these terms carefully before using our financial planning website or services. By accessing or using our site, you agree to these terms set for your protection.
April 28, 2026
Acceptance of Terms
By visiting and continuing to use our website or requesting services, you confirm acceptance of these terms. If you disagree with any part, please do not use our services. We may update terms periodically with immediate effect once published online.
Definitions
To avoid confusion, please review these important terms as used throughout our agreement.
- 'Service' refers to personal financial planning and related guidance offered through saltrivora.sbs.
- 'User' refers to any individual accessing, viewing, or using our service or website.
- 'Personal data' means information provided by you for the purposes of engaging our service or for communication.
- 'Agreement' means these terms and all related notices and policies published on saltrivora.sbs.
Permitted Use of Service
Our site is intended only for informational, advisory, and consultation purposes relating to personal financial planning. Usage for any unauthorised purpose is not allowed.
Eligibility
Our services are available to individuals who are residents of and located within the United Kingdom, aged 18 or over, and capable of forming legally binding contracts.
If you do not meet these criteria, please do not use our services.
Your Responsibilities
You are responsible for the accuracy and legality of the information you provide while using this site or our services.
- Provide complete and accurate information to ensure thorough advice and communication.
- Respect intellectual property and do not misuse content or trade marks on the site.
- Notify us promptly if your information changes or if you suspect misuse of your personal data.
- Use our site and services for lawful purposes only and avoid infringing on rights of others.
Prohibited Uses
Certain actions and uses are strictly not permitted while using this website or its services.
- Attempting to access restricted areas without authorisation.
- Submitting false, misleading, or incomplete information.
- Tampering with, hacking, or attempting to disrupt service operations or security measures.
- Copying, distributing, or misusing content, documents, or trademarks without written consent.
- Using our site or services to harass, harm, or defame others or violate any law.
Intellectual Property Rights
All content, design, text, graphics, and logos are the property of saltrivora.sbs or its licensors and are protected by UK and international copyright law. You may not copy, republish, or exploit our content without permission.
User Content and Submissions
Any information, materials, or feedback you submit belong to you but by submitting, you grant us usage rights for service delivery.
User Content Rights & Permissions:
By submitting content, you allow us a non-exclusive license to use, reproduce, and share your materials in connection with service provision and communications.
Privacy and Data Protection Terms
Your information is processed in line with our privacy policy and relevant UK data protection laws. Please review the privacy policy for full details on how your personal data is handled, protected, and used for service delivery. Read Privacy Policy
Disclaimer for Financial Planning Services
Advice is given according to your provided information and circumstances and does not constitute guarantees of particular financial outcomes.
Results Disclaimer:
Results may vary for each individual. We do not guarantee any financial or personal outcome based on the advice given.
Limitation of Liability Terms
We are not responsible for losses or damages except as required by law. Your use of services is at your own discretion and understanding.
Indemnification
You agree to indemnify and hold Saltrivora harmless from claims or liabilities arising from your misuse of services or breach of terms.
Dispute Resolution Process
If issues arise, we encourage resolution through discussion before pursuing legal options.
Arbitration
Disputes unresolved through negotiation may be referred to confidential arbitration in accordance with UK law.
Arbitration does not limit your statutory rights as a UK resident.
Online Dispute Resolution
EU residents may access the EU’s online dispute resolution platform for consumer complaints involving cross-border matters.
Open ODR Platform: Open ODR Platform
Governing Law and Jurisdiction
These terms are governed exclusively by the laws of England and Wales.
Termination
We reserve the right to suspend or terminate your access to the website or services if you violate these terms.
Changes
We may update, revise, or change these terms at any time. By continuing to use the site, you agree to the latest version.
Severability
If any term is held unenforceable, the rest shall remain in effect and enforceable to the fullest extent allowed by law.
Entire Agreement Statement
These terms and related policies collectively form the full agreement between the parties regarding site and service use.
Contact for Terms & Conditions
For further information or questions about these terms, please reach out for clarification.
Email Address: content@saltrivora.sbs
Phone Number: +44(0)551745555
Office Address: 64 Knightsbridge, London, SW1X 7SH United Kingdom
Effective Date: April 28, 2026
Version: 1.0